Start with an affordable supplemental plan that includes unlimited 24/7 access to a virtual doctor. You can receive diagnoses, get prescriptions sent to your local pharmacy, request school or work notes, and more—all without leaving the comfort of your home.
You can also enhance your coverage with benefits such as:
Accident protection to help manage out‑of‑pocket costs from unexpected injuries
Hospital room and board benefits for both sickness and accidents
Critical illness coverage, which can eliminate medical expenses in the event of a serious diagnosis—and even provide additional funds to help reduce financial stress while you’re unable to work
For added security, you can include extra Accident and AD&D protection, offering lump‑sum payouts to help fill in the gaps where traditional insurance may fall short.
If you rely on your income, short‑term disability benefits can protect you for up to 12 months, whether your disability happens on or off the job. This helps you cover bills and essential expenses while you focus on healing—not on hurrying back to work.
To round out your coverage, you can also add PPO Dental and Vision plans with low deductibles, giving you access to large provider networks, routine care, cleanings, exams, eyewear allowances, and more—all at a price that fits your budget.
And if you want even more peace of mind, consider adding a 10‑year term life insurance policy. There’s no medical exam or bloodwork required, no extra steps, and the benefit is income‑tax free—a simple, reliable way to ensure your family is protected financially should the unexpected occur.
Overall, these plans give you a flexible, affordable way to stay protected and prepared for life’s “just‑in‑case” moments.